In Singapore, we pay a premium for our cars, and because of that, we never skip a service. We know a $500 ‘tune-up’ prevents a $10,000 engine failure. But are we giving our bodies the same level of care? Growing wealth through real estate is a marathon, and you can’t finish the race if you don’t look after the ‘engine’ that gets you there. Don’t wait for the ‘Check Engine’ light to come on—your health is the only asset you can’t replace.

Choosing a home is one of the biggest financial decisions we make in Singapore, and the “Freehold vs. Leasehold” debate is usually at the center of it. Based on the insights from the sources, here is a breakdown of how these two property types compare, written as a guide for your next big move.